To accept your health insurance:

1. Click here.
2. Enter the following:
   1. Student ID: Use your full 9 digit Banner ID
   2. Password: Your date of birth in MMDDYYYY format (i.e. 01011990), unless previously changed.
3. Select the early enrollment option from the waiver dashboard by selecting the ‘ENROLL" button under the “I Need Health Insurance” section.
4. You will be prompted to confirm your selection and agree to the Terms and Conditions by entering your initials.
5. Once submitted, you will receive an on-screen confirmation advising of your enrollment. The premium WILL NOT be charged to your student account.
6. After your enrollment is complete, you have the option to purchase dental insurance and add dependents to your health and dental coverage at https://unm.myahpcare.com/enrollment. NOTE: Premium payments for dental and dependent coverage(s) must be paid directly to Academic HealthPlans.

To waive insurance (decline your UNM insurance):

1. Have an electronic copy of your medical ID card ready.
2. Click here.
3. Once on the waiver system you will be asked to provide:
   1. Student ID: Use your full 9 digit Banner ID
   2. Password: Your date of birth in MMDDYYYY format (i.e. 01011990), unless previously changed.
4. Select the "Waive" button from the “I Already Have Insurance” section.
5. Complete the waiver form and attach an electronic copy of the front and back of your medical insurance card.
6. Select the ‘Submit Waiver’ button at the bottom of the waiver form.
7. You will receive a waiver status email within 5-7 business days.

Once you have successfully submitted your waiver request you will receive an on-screen confirmation and an automated email confirming receipt of your request. Please make sure you receive this submission confirmation email, and print it for your records. Should there be any problems with your waiver, you will need this confirmation email which contains your waiver request ID number. This automated email does not constitute granting of a waiver; a separate email as to whether your waiver request has been approved or denied will be sent from Academic HealthPlans within seven business days.

Insurance Orientation